Groceries are usually the biggest variable expense in a family budget. With a few simple habits — and an app that thinks along with you — it is surprisingly easy to keep more of your money.
According to Nibud (the Dutch national institute for family finance), an average family spends hundreds of euros a month on groceries. The good news: that is exactly where the biggest savings are, without going without. The trick is not "buy less" but plan and keep an overview. Here is how.
Give groceries a fixed amount per week. In Peppies you see day by day how much is left in the pot — so you know exactly where you stand while you are in the store.
If you decide in advance what you need, you shop with purpose and throw less away. Put everything on the shared list in one go, so you are not back at the supermarket midweek.
Buying things twice is money down the drain. With one shopping list the whole household keeps up to date, you buy exactly what is needed — not three cartons of the same milk.
Peppies estimates what your list will cost, so there are no surprises at the checkout. Too expensive? You will see it before you walk into the store.
It depends on the size of your family, but it quickly adds up to hundreds of euros a month (see the Nibud guidelines). Because it is a variable cost, this is where you can save the most.
Create a "Groceries" pot in Peppies with a monthly or weekly amount. From then on you see per day how much is left to spend, so you do not run short at the end of the month.
Work with a weekly budget, plan ahead what you need, use up what you already have, and keep one shared list so you do not buy twice or on impulse.
Peppies gives an estimate based on average Dutch supermarket prices, so you have an indication of what your list will cost. Handy for adjusting before you go to the store.
Starting is free, including the shopping list. The smart budgeting tools are in Complete (€1.99 per month), cancellable monthly.
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