Peppies

What can you still spend today?

No more end-of-month surprises. Peppies shows you exactly how much you can still spend each day — and whatever you do not spend today rolls over to tomorrow.

Free to start Privacy-friendly Made in the Netherlands

Monthly figures do not tell you much on the 12th of the month. That is why Peppies converts your budget into an amount per day: your income minus your fixed costs, loan repayments and what you set aside, divided by the days until your next salary. The result is one clear number — your daily budget — that moves with you.

One number per day

Your disposable money is spread over the days in your period. No complicated charts — simply: this is what you can still spend today.

Rolls over

Had a frugal day? What you did not spend rolls over to tomorrow. Splashed out once? Then you have a little less room over the following days. Fair, and automatic.

Your whole budget or a single pot

Choose whether the daily amount applies to your total budget or to one specific pot, for example only your groceries.

Savings count too

What you send to a savings goal or pot each month comes off first. That way you save without noticing, and your daily budget is spot on.

Frequently asked questions

How is my daily budget calculated?

Income minus fixed costs, minus loan repayments, minus what you save, divided by the number of days until your next income. Whatever you do not spend on a day rolls over to the following days.

What happens if I go over on a day?

No problem: the amount for the coming days automatically drops a little, so you still come out right at the end of the period. You see it reflected straight away.

Does this also work per pot?

Yes. You can base a daily budget on a single pot (for example Groceries) instead of your whole budget.

Do I have to connect my bank?

No. You import your bank statement yourself or enter expenses manually. Your financial data stays yours.

Is it free?

Starting is free. The smart budgeting tools are in Complete (€1.99 per month), which you can cancel monthly.

Start today — for free

Create an account in half a minute. No credit card, no download required.

Start for free