No more spreadsheets. Drop in your bank statement, Peppies sorts it automatically, and you see exactly how much you can still spend today.
Tracking your expenses should not feel like a second job. Peppies reads your bank statement on your own device (CSV, MT940, CAMT or Excel), recognises your shops and fixed costs, and files everything into clear categories. At a glance you see where your money goes — and how much is left until your next salary. Built in the Netherlands, it works with every Dutch bank, whether you are an expat who just opened an ING account or a local who has banked with Rabobank for years.
Download your statement from your bank and drag it in. Duplicate transactions are skipped and your fixed costs are recognised — no manual typing.
What you have left to spend is spread over the days until your next income. Whatever you do not spend today rolls over to tomorrow.
Split your money into pots (groceries, fuel, clothing) and set savings goals with a target date. Saving happens almost without noticing.
See your spending per category and per household member, compare months and get a heads-up when a pot is about to run over.
Yes. You start for free with tracking your expenses and the overview. The smartest budgeting tools are in Complete (€1.99 per month), which you can cancel monthly.
Every Dutch bank — ING, ABN AMRO, Rabobank, bunq, Knab and others. You download your statement as CSV, MT940, CAMT or Excel and drag it into Peppies. It is read on your own device.
No. There is no bank connection and you never enter bank credentials. You import a statement file yourself; your financial data stays yours.
Yes, in any browser and with one tap on your home screen — iPhone, iPad and Android. For iOS there is also a free app in the App Store.
Absolutely. Invite your partner or housemates; everyone gets their own login and you share one overview. See our page on budgeting together.
Yes. Peppies is available in English and Dutch, so it works for expats and internationals in the Netherlands as well as Dutch households.
Create an account in half a minute. No credit card, no download required.
Start for free