Not just ticking off expenses, but a grip on the whole picture: income, fixed costs, pots, savings and — if you like — the whole family joining in.
Most budget apps stop at a list of expenses. Peppies does the maths: it subtracts your fixed costs and savings, spreads the rest over the days, and shows you per pot how you are doing. Solo, with your partner or as a family — everyone gets their own login and you share one overview. Made in the Netherlands and available in English, so it fits expats and internationals just as well as Dutch households.
Income, fixed costs, subscriptions and loan repayments neatly separated — and at the bottom, what you have left each month.
A daily pot per category that rolls over, plus savings goals with a target date. At the end of the month you get advice on what you can set aside.
A heads-up when a pot is almost empty, and — if you want — an evening reminder to log your expenses.
Living alone? Solo mode adapts the app and its wording. Living together? Invite your housemates and share the budget.
Starting is free. If you want the smart budgeting tools (such as bank statement import and forecasts), you choose Complete for €1.99 per month — cancel monthly.
No. You import a statement file yourself; no bank connection and no bank credentials are ever requested.
Yes. Everyone gets their own account, and together you share one household budget. See the page on budgeting together for how that works.
Yes, in the browser and as an app on your home screen. For iPhone and iPad there is also a free app in the App Store.
Yes. Peppies is in English, works with every Dutch bank and even helps you check whether you may qualify for Dutch benefits (toeslagen).
Create an account in half a minute. No credit card, no download required.
Start for free